Over the years we have had the opportunity to write a number of articles and to present a few seminars. These activities are always more helpful to us than anyone else and we have enjoyed doing them. They are presented here in the hope they will be of assistance to some of the visitors of our site. We have also included some private correspondence that may have educational value for some.
Please note that these materials are copyrighted and may not be reproduced or published without written permission. Permission to print them from this web page for personal use is granted. Web sites may link to this site or this page, but the articles may not be posted directly on other web sites without written permission.
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